Florida's
Roofing
Experts.
From our Ocala headquarters, FNF Roofing has protected Florida homes and businesses since 2005. Residential, commercial, storm damage — built for Florida's relentless climate and licensed to work statewide. Free estimates. No pressure. Just straight answers.
Florida Is
Relentless on Roofs.
We're Built for It.
Florida doesn't just test roofs — it punishes them. No other state in the country subjects residential and commercial roofing systems to the combination of threats Florida delivers: six months of hurricane season, year-round UV radiation, coastal salt air, relentless humidity, and afternoon tropical storms that can drop inches of rain in under an hour.
Most Florida roofs are quietly underperforming. You often don't know it until a storm makes it obvious — and by then, water has already found its way in. FNF Roofing has been solving Florida's specific roofing challenges since 2005. We know this state's climate, its building codes, and its insurance landscape because we've lived and worked in it for over two decades.
Hurricane Season
June through November — six full months of named storm risk. Florida leads the nation in hurricane landfalls. Sustained winds, violent wind-driven rain, and rapid pressure changes can destroy an underperforming roof in hours. Every Florida home needs a roofing system rated for the wind speeds its county requires.
⚠ June 1 – November 30Wind Uplift & Blow-Off
Florida's high-wind building requirements exist for a reason. Improperly fastened shingles, degraded adhesive strips, and poor flashing installation create catastrophic blow-off risk during any significant wind event — not just named storms. Even a 60 mph gust can strip sections of an aging roof cleanly off.
⚠ Year-Round RiskSalt Air & Coastal Corrosion
Salt-laden air attacks metal fasteners, exposed flashing, and any steel or iron components within miles of Florida's coastlines. On both the Gulf and Atlantic sides, corrosion-resistant roofing systems and aluminum components aren't a luxury upgrade — they are the minimum standard for long-term performance.
⚠ Coastal PropertiesHumidity & Moisture Intrusion
Florida's year-round humidity is brutal on roofing systems. It accelerates mold growth, rot, and structural deck deterioration behind every small leak. What starts as a minor drip in June can become a full deck replacement by September. Tight, properly flashed installations are not optional here — they're everything.
⚠ Year-Round ThreatUV Degradation
Florida receives some of the most intense solar radiation in the continental United States — 365 days a year. UV exposure bleaches and cracks shingle granules, degrades membrane sealants, and shortens every roof system's functional lifespan significantly compared to northern climates. Regular inspection catches this early.
⚠ 365 Days / YearTropical Rain Events
Florida's afternoon storm season and tropical systems can deliver 3–6 inches of rainfall in a single hour. Any weakness in drainage design, flashing, valleys, or penetration sealing becomes an active leak under these conditions. Properly designed drainage and watertight flashing are what separate a performing roof from a liability.
⚠ June – October PeakHurricane Season Runs June Through November
Don't wait for a storm warning to find out your roof isn't ready. A pre-season inspection from FNF is the best free investment you make in your home each year. We check every field, edge, flashing point, and penetration — and give you an honest report before the season starts.
Every Service
Florida Needs
From a single damaged shingle to a full commercial roof replacement — FNF Roofing has the licensed crew, the certified materials, and the Florida-specific expertise to deliver.
Residential Roofing
Shingle, metal, tile, and flat roof systems for Florida homes. New installations, full replacements, and targeted repairs — all built to meet Florida Building Code wind resistance requirements and installed with manufacturer-certified technique.
Learn More →Commercial / TPO Roofing
Flat roof systems, TPO membranes, modified bitumen, and large-scale commercial installs. We work with property managers, HOAs, developers, and general contractors across Florida's commercial real estate market.
Learn More →Storm & Hurricane Damage
Fast response, thorough damage documentation, and direct insurance carrier coordination from first call to final payment. When a named storm or severe weather event damages your roof, FNF is the call that starts the recovery — not the one you make after a bad experience with someone else.
Learn More →Metal Roofing
Standing seam and exposed fastener metal panels are the longest-lasting residential option in Florida — 40–70 year lifespan, exceptional hurricane wind ratings, and minimal maintenance in coastal salt-air environments. FNF installs and repairs metal roofing across the state.
Learn More →Roof Repair & Leak Response
Not every situation requires a full replacement — and we'll always give you our honest recommendation. We repair leaks, replace damaged sections, fix flashing failures, and address wind damage quickly and accurately. Every repair is photographed, which protects you when insurance is involved.
Learn More →New Construction Roofing
We partner with general contractors and home builders on new residential and commercial construction across Florida — providing code-compliant installation, coordinated scheduling, and complete warranty documentation that protects the builder and the buyer.
Get a Quote →
Our Home
Base Since 2005
FNF Roofing was founded right here in Ocala and built its reputation one honest job at a time across Marion County and Central Florida. We know these communities. We know the neighborhoods, the local building inspectors, the permitting offices, and the specific roofing challenges that come with Central Florida's mix of suburban developments, rural properties, and aging housing stock.
When you call FNF from Ocala or any of the surrounding communities, you're getting the team that built this company — not a franchise crew dispatched from three counties away.
We Serve All
of Florida
Our Ocala headquarters puts us at the geographic center of Florida — within driving distance of the Gulf Coast, the Atlantic Coast, Central Florida's metro areas, and North Florida communities. We service residential and commercial properties statewide, and we're growing our reach every season.
Not sure if we cover your area? Call us — we likely do, and if we can't serve you directly, we'll be straight with you about it.
- Ocala (HQ)
- The Villages
- Gainesville
- Leesburg
- Wildwood
- Bushnell
- Inverness
- Crystal River
- Dunnellon
- Belleview
- Chiefland
- Mount Dora
- Tavares
- Eustis
- Jacksonville
- Palatka
- Lake City
- Tallahassee
- Gainesville
- St. Augustine
- Fernandina Beach
- Starke
- Newberry
- Alachua
- High Springs
- Macclenny
- Live Oak
- Madison
- Tampa
- St. Petersburg
- Clearwater
- Sarasota
- Bradenton
- Spring Hill
- Brooksville
- Homosassa
- New Port Richey
- Port Charlotte
- Fort Myers
- Naples
- Venice
- Englewood
- Orlando
- Kissimmee
- Sanford
- Altamonte Springs
- Winter Garden
- Clermont
- Apopka
- Deltona
- DeLand
- Daytona Beach
- New Smyrna Beach
- Ocklawaha
- Umatilla
- Fruitland Park
- Titusville
- Cocoa Beach
- Melbourne
- Palm Bay
- Sebastian
- Vero Beach
- Fort Pierce
- Port St. Lucie
- Stuart
- Gainesville Area
- Palatka Area
- Flagler Beach
- Palm Coast
- Ormond Beach
- West Palm Beach
- Boca Raton
- Fort Lauderdale
- Miami Area
- Pompano Beach
- Hollywood
- Homestead
- Key Largo
- Bonita Springs
- Cape Coral
- Okeechobee
- Lake Okeechobee Area
- Avon Park
- Sebring
Don't See Your City? Call Us Anyway.
FNF Roofing serves all of Florida from our Ocala headquarters. If your city isn't listed above, call us directly — we cover far more ground than any list can capture, and we'll give you a straight answer about whether we can help.
Is Your Roof
Hurricane Ready?
Florida's storm season waits for no one. A pre-season inspection from FNF takes the guesswork out of whether your roof will perform when it counts most. Here's what we check — and why each point matters.
Fastener Pattern & Nail Depth
Shingles are only as secure as their fasteners. Improper nail depth, skipped fasteners, or incorrect patterns are the leading cause of blow-off during high-wind events. We verify every section meets Florida's high-wind fastening requirements for your county.
Flashing Integrity at All Penetrations
Chimneys, skylights, vents, pipes, and roof-to-wall transitions are the most common failure points in storm events. We inspect every penetration and transition flashing for proper sealing, corrosion, and secure attachment before the season starts.
Drip Edge & Edge Metal Condition
Edge metal is the first thing high winds attack. Missing, lifted, or improperly installed drip edge creates immediate uplift risk that can cascade into whole-section failure. Florida Building Code requires proper edge metal — we verify it's there and secured.
Valley & Ridge Cap Condition
Valleys channel enormous volumes of water during heavy rainfall. Ridge caps are exposed to maximum wind pressure. Both must be properly installed, undamaged, and correctly sealed to perform under hurricane-level conditions. We check both on every inspection.
Attic Inspection for Hidden Damage
Some of the most serious damage isn't visible from the roof surface — it's hiding in your attic. Water staining on decking, soft spots, mold, and failed vapor barriers are all signs of existing intrusion that needs to be addressed before a storm makes it catastrophic.
Documentation for Insurance
A pre-storm inspection with photo documentation creates a baseline record of your roof's condition before a hurricane hits. This is invaluable if you need to file a claim afterward — it establishes what was storm damage versus pre-existing wear, which insurance companies will challenge if you don't have proof.
Florida Wind Speed Requirements
Florida Building Code requires roofing systems to be installed to specific wind speed ratings that vary by county. Coastal and high-velocity hurricane zones have the strictest requirements — and older homes were often built to lower standards that no longer meet code.
FNF installs to the wind speed requirements of your specific county — not the bare minimum. Ask us about your area's code requirements during your free inspection.
Schedule Before June 1st
Pre-season inspection slots fill fast as hurricane season approaches. Don't wait until May — call now and get on the schedule before the rush.
📞 (352) 509-3277Our Florida
Roofing Process
From your first call to your final inspection — four steps, fully transparent, no surprises.
Free Inspection
We get on your roof and inspect every field, edge, valley, flashing point, and penetration. Not a drive-by estimate — a real inspection with photos.
Honest Estimate
Clear, itemized written estimate. We explain what's included, flag anything that may affect cost, and give you a straight recommendation — not a sales pitch.
Permits & Install
We handle all Florida permitting and schedule around your life. Licensed crews, manufacturer-certified installation, daily cleanup, and clear communication throughout.
Final Walkthrough
We walk the finished project with you, address any punch list items, and deliver complete warranty documentation — both manufacturer and workmanship coverage.
Certified to Install
Florida's Best Brands
Manufacturer certification means manufacturer-backed warranties — and installation that meets the highest industry standards on every product we use in Florida's demanding climate.
GAF
CertainTeed
Tamko
IKO
Mulehide
Polyglass
Decra Metals
Western States Metal
Pacclad
Thunder Mountain
Real Projects.
Real Florida Homes.
Every photo is from an actual FNF project — no stock images, no filler. This is what our work looks like.
What Florida Customers
Actually Say
Every review verified through Google. Real homeowners, real projects, real results from right here in Florida.
"10 out of 10 service from start to finish. Casey came out to give us our quote — he was very straight with us on everything involved, pricing, and the possibilities of the quote increasing based on additional wood needed. We learned so much from him. Communication was great, he always replied or called back ASAP. The crew worked quickly and cleaned everything up. I would recommend them to anyone."
"We had a great experience working with Casey G. He was always responsive before, during, and even after the reroof. He went above and beyond helping us get the roof we needed. They even cleaned our skylights! The roof was completed in 2 days and all the debris was hauled away. Our roof looks fantastic. Thank you!"
"They did a fabulous job on my mother's roof. Quick and efficient work from their crew — exactly what you hope for when trusting someone with one of the biggest investments on your property. Would absolutely recommend FNF to anyone looking for a reliable roofing contractor."
"Had a great experience with FNF Roofing. Professional crew, great communication, and quality work I can trust to hold up through Florida's storm season. They handled everything professionally from first call to final cleanup. Highly recommend to any Florida homeowner."
"Quick and efficient work from their crew! FNF delivered exactly what they promised — on time, professionally done, and cleaned up everything before they left. Great communication throughout the entire process. Couldn't ask for a better roofing contractor in Florida."
"Honestly one of the best metal roofing experts I've ever seen — they can fabricate pretty much anything from scratch. The work is absolutely top-tier. If you need a roofing contractor in Florida who knows their craft inside and out, FNF is the call. Don't bother shopping around."
Ready to Protect
Your Florida
Property?
Free inspection. Honest estimate. No pressure — just straight answers from a Florida-licensed contractor who's been protecting homes and businesses across this state since 2005. Call us or request an estimate online.