Commercial Roofing Built for Business.
Three states. Every commercial roof system. One contractor with 20+ years of proven performance across Florida, Arizona, and New Mexico. Licensed. Insured. Manufacturer-certified. Zero shortcuts.
Florida — Statewide
Hurricane-rated commercial roofing from our Ocala headquarters. TPO, metal, EPDM, and storm damage response across the entire state.
Arizona — Statewide
Desert-proven commercial roofing for Tucson, Phoenix, and statewide AZ. Flat roofs, TPO, coatings, and monsoon storm damage specialists.
New Mexico — Expanding
Now serving Santa Fe, Albuquerque, Taos, and Angel Fire. Commercial flat roofs, metal roofing, and high-altitude roofing specialists.
Commercial Roofing
Is a Different
Animal Entirely.
A residential roofing mistake inconveniences a family. A commercial roofing failure shuts down a business, exposes a property owner to liability, violates lease agreements, and potentially costs tens or hundreds of thousands of dollars in interior damage, lost revenue, and emergency remediation.
The contractor you choose for a commercial roof is one of the most consequential vendor decisions you make. FNF has been earning that trust across three states for over 20 years — because we understand what's actually at stake.
Request a Commercial ConsultationLarger Scale, Higher Stakes
Commercial roofs are measured in tens of thousands of square feet — not squares. A failure point that would cause a minor leak on a home can cascade into catastrophic interior damage, mold contamination, and structural issues at commercial scale. The margin for error is effectively zero.
Operational Continuity Requirements
A commercial roofing project must be planned and executed around your business operations. Tenants can't be displaced. Healthcare facilities can't shut down. Retail locations can't lose trading hours. FNF coordinates every commercial project around your operational schedule — not ours.
Code Compliance & Documentation
Commercial projects require permits, inspections, and documentation that exceed residential requirements. Manufacturer certifications, warranty registrations, insurance certificates, lien waivers, and final inspection sign-offs — FNF manages every document from start to finish.
Liability Exposure Is Real
An unlicensed or underinsured commercial roofing contractor puts the property owner's liability exposure at serious risk. Every FNF commercial project is backed by full general liability insurance, workers' compensation, and proper licensure in all three states we operate in.
Long-Term Performance Expectations
Commercial buyers aren't looking for a cheap fix — they're looking for a system that performs for 20, 30, or 40 years with documented maintenance and warranty coverage. FNF installs systems to manufacturer specifications, registers warranties, and offers ongoing maintenance programs to protect the investment for the long term.
Every Commercial
System. Done Right.
FNF installs and services every major commercial roofing system across all three markets. Here's what we bring to each — and why the system choice matters as much as the installation.
TPO Membrane Roofing
Thermoplastic polyolefin is the dominant commercial flat roofing system in the market for good reason. Heat-weldable seams create a monolithic membrane that outperforms mechanically fastened alternatives. Energy Star-rated white TPO membranes reflect solar heat, reducing cooling loads significantly — a critical advantage in Arizona and Florida's intense heat. TPO is the go-to system for low-slope commercial roofs from 10,000 to 500,000+ square feet.
EPDM Rubber Roofing
Ethylene propylene diene monomer — the industry's most proven flat roof membrane with a 40+ year performance history. EPDM's natural flexibility makes it the superior choice for large-footprint buildings with significant thermal movement, and for New Mexico's high-altitude temperature cycling where rigid membranes crack. Superior puncture resistance protects against hail and foot traffic damage on heavily-trafficked commercial roofs.
Commercial Metal Roofing
Standing seam, exposed fastener, and structural metal panels for commercial and industrial applications. The longest-lasting commercial roofing system on the market — 40 to 70 year performance life with proper installation. In Florida, metal roofing earns significant insurance premium discounts for hurricane wind resistance. In Arizona and New Mexico, the heat-reflective properties of metal dramatically reduce cooling loads and HVAC costs for commercial property owners.
Modified Bitumen Systems
Multi-ply modified bitumen provides the highest level of redundancy in flat roof construction — two or more layers of reinforced asphalt membrane create a system with exceptional durability and resistance to ponding water. The ideal choice for critical-use facilities like hospitals, data centers, and food production facilities where a single-ply failure is unacceptable. Torch-applied and cold-adhesive systems available depending on the application and local code requirements.
Roof Coatings & Restoration
The most cost-effective commercial roofing solution available — and dramatically underutilized. If your existing commercial roof is structurally sound but losing performance, an elastomeric or silicone coating system can extend its functional life by 10–20 years at 20–40% of the cost of a full replacement. Coatings also restore solar reflectivity that has been lost to weathering, delivering immediate reductions in cooling costs. FNF assesses every commercial roof honestly — if a coating is the right answer, we'll tell you.
New Construction Roofing
FNF partners with general contractors and commercial developers for new construction roofing across all three markets. We bring licensed installation, coordinated scheduling that integrates with your construction timeline, complete code compliance documentation, and manufacturer-registered warranties that protect the developer and the end user. Our experience with commercial permitting in Florida, Arizona, and New Mexico means we navigate the approval process without causing project delays.
Every Commercial
Property Type.
Commercial roofing isn't one-size-fits-all. Different building types have different operational requirements, different risk profiles, and different procurement processes. FNF knows them all.
Warehouses & Industrial
Large-footprint flat and low-slope systems for distribution, manufacturing, and industrial facilities. Drainage engineering, structural load requirements, and operational continuity are the priorities.
Retail & Strip Centers
High-visibility commercial properties where scheduling matters as much as quality. FNF installs and repairs retail roofs with minimal disruption to tenant operations and customer access.
Office Buildings
Professional office properties require careful scheduling, clean jobsite management, and detailed documentation for property management reporting and tenant comfort agreements.
Medical & Healthcare
Active healthcare facilities demand the highest level of safety protocol, sound attenuation awareness, and infection control consideration during roofing operations. No exceptions.
Hospitality & Hotels
Hotels and resorts require roofing work that protects the guest experience. FNF stages commercial hotel projects around occupancy calendars and works to eliminate any guest-facing impact.
HOA & Multi-Family
Homeowner associations and multi-family properties require board approvals, resident communications, and phased project management. FNF has navigated HOA projects across all three markets.
Education & Institutional
Schools, universities, churches, and government buildings typically require seasonal scheduling, public procurement compliance, and strict site safety protocols for work near occupied facilities.
Property Management Portfolios
Property managers with multiple commercial assets benefit from FNF's portfolio-level relationship — consistent pricing, prioritized scheduling, and unified documentation across all managed properties.
Our Portfolio.
Real Projects.
Real Results.
Every photo in this gallery is an actual FNF Roofing project — no stock images, no renderings. Drone aerials, ground-level shots, and detail photography from commercial job sites across Florida and Arizona spanning over 20 years of work.
Built for the
Decision Makers.
Commercial roofing decisions are made by property managers, GCs, building owners, and CFOs — each with different priorities. FNF speaks every one of those languages.
You Manage the Asset.
We Protect It.
Property managers don't need a roofing education — they need a reliable contractor who shows up, communicates clearly, documents everything, and doesn't create tenant complaints. That's exactly what FNF delivers on every commercial project, every time.
- Portfolio-level pricing for properties under unified management
- Annual maintenance programs with inspection documentation for insurance renewals
- Emergency response priority for managed properties — fast response, fast documentation
- Transparent project tracking with written updates throughout installation
- Complete documentation packages for property records — permits, warranties, inspection sign-offs
- Insurance claim coordination — we work directly with carriers so you don't have to
- Scheduling built around tenant operational hours — no surprises for your tenants
On Time. On Spec.
Every Time.
General contractors need a roofing subcontractor who hits the schedule, pulls their own permits, communicates change orders before executing them, and delivers complete documentation at project close. A roofer who creates delays or documentation gaps isn't a partner — they're a liability. FNF has built GC relationships across Florida, Arizona, and New Mexico precisely because we operate at the professional standard GCs require.
- Construction timeline integration — we work to your schedule, not around it
- Self-perform permitting in all three states — no delays waiting on subs
- Pre-construction scope review and value engineering recommendations
- Change order documentation before execution — no surprise costs at close
- Manufacturer-certified installation — warranties that protect you and the owner
- Certificate of insurance and license verification available immediately
- Complete closeout documentation packages — lien waivers, warranty registration, final inspection
The Smartest
Commercial Roofing
Investment You Make.
A commercial roof inspection program costs a fraction of emergency repairs. Most catastrophic commercial roof failures began as minor issues that could have been identified and addressed for hundreds of dollars — instead of tens of thousands. FNF's commercial maintenance programs deliver documented inspections, minor repairs, and annual condition reporting that protects your asset and your insurance coverage.
Bi-Annual Field Inspection
Full roof surface inspection twice yearly — before and after storm season. Every field, edge, flashing point, drain, and penetration inspected and photographed. Written condition report delivered to property management.
Drain Clearing & Flow Testing
Blocked commercial roof drains are the number one cause of avoidable flat roof failures. FNF clears all drains, tests flow rates, and repairs any compromised drain components as part of scheduled maintenance.
Flashing & Sealant Inspection
All penetration flashings, edge metal, parapets, and expansion joints inspected for failure signs. Minor sealant repairs completed during each visit before they become active leaks.
Insurance Documentation Package
Many commercial property insurers now require documented roof maintenance programs at renewal. FNF provides the inspection documentation and condition reports your broker needs to support your coverage and rate.
Priority Emergency Response
Maintenance program clients receive priority scheduling for emergency leak response. When a storm hits or an active leak is discovered, maintenance clients go to the front of the line — every time.
The ROI of Preventive Maintenance
The numbers are straightforward. A commercial roof that is regularly maintained and serviced lasts significantly longer, costs dramatically less per year of service, and creates far fewer catastrophic failure events than one that is ignored until problems become emergencies.
FNF's commercial maintenance programs are designed for property managers and building owners who understand that their roof is a major capital asset — and that protecting it proactively is always cheaper than fixing it reactively.
Ask About Maintenance ProgramsCommercial Storm Damage
Is High-Dollar Territory.
A hurricane, monsoon, or hail event on a commercial property is a major financial event. FNF has navigated commercial insurance claims across three states — and we know how to document, present, and advocate for the full scope of damage your policy covers.
Call FNF Before Your Carrier
Getting a licensed commercial contractor involved before you file a claim is the single most important step you can take. We assess the full scope of damage, document it thoroughly, and help you understand what you have before an adjuster sets expectations on your behalf.
Commercial-Grade Photo Documentation
Commercial claims require documentation at a different level than residential. FNF provides aerial drone photography, close-up detail shots, and written damage narratives that give adjusters exactly the evidence required to approve full scope coverage — including areas not visible from the ground.
Scope-Complete Estimate Development
We develop a comprehensive itemized estimate that documents every element of the storm damage — roofing system, flashing, edge metal, drainage components, penetrations, and any related items — not just the most visible surface damage that an adjuster might default to covering.
Adjuster Meeting Representation
FNF is on-site when your insurance adjuster inspects the commercial property — walking the roof with them, referencing our documentation, and ensuring that every documented damage item is reviewed and recorded. Having a licensed contractor present materially changes what gets included in the adjuster's report.
Supplement & Appeals Support
If an initial claim comes back underpaid or with scope items missing, FNF supports the supplement process — providing additional documentation, re-inspection evidence, and written scope justification to support the correct claim amount.
Approved Work Completed to Spec
Once the claim is approved, FNF completes all covered repairs with manufacturer-certified installation and registers the warranty — so your repaired commercial roof is fully protected from day one of the new system's life.
⚠ The Storm Chaser Problem
After every major commercial storm event in Florida and Arizona, unlicensed and out-of-state contractors flood the market with low bids and high-pressure sales tactics. They target commercial properties specifically — because the claim amounts are larger.
- Always verify a Florida CCC or Arizona ROC license before signing a commercial roofing contract
- Never allow a contractor to negotiate your claim directly with your insurer on your behalf without your involvement
- Be cautious of contractors who require you to sign an Assignment of Benefits — this transfers your claim rights to them
- Verify that any commercial roofing contractor carries General Liability of at least $1M and Workers' Compensation
- Storm chasers' work almost never qualifies for manufacturer warranties — leaving your repaired roof unprotected
Florida License: CCC1327482 — verify at myfloridalicense.com
Arizona License: ROC 345260 — verify at roc.az.gov
New Mexico: Licensed & Insured — documentation available on request
The FNF Commercial
Project Process
Five stages from first contact to final documentation — every one of them transparent, scheduled, and accountable.
Free Commercial Inspection
We inspect every square foot — surface, drains, flashings, penetrations, edges, and attic if accessible. Drone aerial available for large properties. Written condition report delivered within 48 hours.
Detailed Commercial Proposal
Itemized scope, material specifications, system engineering, project timeline, and complete pricing — no line items hidden, no surprises. We present the proposal in person for large commercial projects.
Permitting & Pre-Construction
We pull all permits, coordinate with your property management team or GC, and establish a pre-construction meeting to align on schedule, site access, tenant notifications, and safety protocols.
Professional Installation
Manufacturer-trained crews, daily site cleanup, debris containment, nail sweeps, and ongoing communication. You receive project updates on schedule — not when you have to chase them down.
Final Inspection & Documentation
Joint walkthrough with property owner or manager, punch list completion, final inspection sign-off, warranty registration, lien waiver release, and complete documentation package for your property records.
The Standard We've Held
Since 2005.
The commercial roofing market is full of contractors who make promises. FNF's track record across Florida, Arizona, and New Mexico is what separates us — not our marketing language.
Property managers refer us to colleagues. General contractors bring us back on the next project. Business owners call us first when they change locations. That reputation is built one commercial job at a time — and it's what shows up on every project we take on.
Licensed in All 3 States
Florida CCC1327482. Arizona ROC 345260. New Mexico licensed and insured. Full liability and workers' comp on every project. Verification available before any work begins.
Manufacturer-Certified Installation
Our crews are trained directly by material manufacturers. Certified installation is what unlocks manufacturer-backed commercial warranties — and ensures the system performs as engineered.
Transparent, Itemized Pricing
No line-item surprises mid-project. If scope changes occur, we document and communicate before acting. Every change order is written and approved. No verbal agreements.
Commercial Insurance Expertise
We've navigated commercial insurance claims across all three markets. We know what adjusters look for, how to document damage for maximum approved scope, and how to protect your claim.
Zero Subcontracting Surprises
FNF does not hand your commercial project to a subcontractor you've never met. Our crews are our crews — trained, licensed, and accountable. Your project manager is your contact from start to finish.
Spotless Jobsite Standards
Commercial properties stay fully operational during our work. Daily debris containment, nail sweeps, and cleanup protocols keep your property safe for tenants, customers, and employees throughout.
What Clients Say
About FNF
Every review is Google-verified. Real customers. Real projects. Real results.
"10 out of 10 service from start to finish. Casey came out to give us our quote — he was very straight with us on everything involved, pricing, and the possibilities of the quote increasing based on additional wood needed. We learned so much from him. Communication was great, he always replied or called back ASAP. The crew worked quickly and cleaned everything up. I would recommend them to anyone."
"We had a great experience working with Casey G. He was always responsive before, during, and even after the reroof. He went above and beyond helping us get the roof we needed. They even cleaned our skylights! The roof was completed in 2 days and all the debris was hauled away. Our roof looks fantastic. Thank you!"
"Honestly one of the best metal roofing experts I've ever seen — they can fabricate pretty much anything from scratch. The work is absolutely top-tier. If you need a roofing contractor who knows their craft inside and out, FNF is the call. Don't bother shopping around."
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Ready to Talk
Commercial Roofing?
Free commercial inspection. Itemized estimate. No pressure. Just straight answers from a licensed contractor who has been protecting commercial properties across three states for over 20 years. Choose your market and call — or request an estimate online.
📋 Request a Commercial Estimate Online