Colorado Roofing Contractor — Residential & Commercial, Statewide
Colorado.FNF Is Here.
Hail on the Front Range. Heavy snow in the high country. Wind, wildfire risk, and strong sun at altitude. FNF Roofing now brings expert Colorado roofing to every corner of the state: residential and commercial roof replacement and repair, hail and storm damage restoration, and storm damage documented right. Our owner leads the Colorado team from our Englewood office.
- Hail Damage Specialists
- Storm Damage Documentation
- Class 4 Impact-Resistant Roofs
- Snow & Ice Dam Protection
- Residential + Commercial
- Owner-Led in Colorado
20 Years of Tough Climates.
Now in Colorado.
FNF Roofing started in Florida in 2005 and built its name on hurricanes, desert monsoons, and high-altitude snow country in Arizona and New Mexico. Colorado brings all of those challenges to one state, often in the same week.
A spring hailstorm can total a roof in Aurora in ten minutes. A January chinook can peel shingles off in Boulder. Summit County roofs carry snow for months, and foothills homes need roofs that can stand up to wildfire embers. Colorado roofing demands a crew that has seen all of it. FNF has.
We're not a storm-chasing crew that shows up after a hailstorm and disappears. FNF has a permanent office in Englewood, an owner who lives here, a 24/7 phone line, and the same standards we've kept in three other states.
Every Colorado Roof. Every Roofing Type.
- Full roof replacements & repairs
- Hail & wind damage restoration
- Storm damage documentation & adjuster meetings
- Class 4 impact-resistant shingles
- Standing seam & stone-coated steel
- Commercial TPO, EPDM & mod-bit
- Ice dam prevention & snow country roofing
- Emergency tarping & leak response
- Metal siding, gutters & exterior
One State.
Six Ways to Lose a Roof.
Colorado is one of the most hail-prone states in the country, and hail is just the start. Here's what Colorado roofing has to stand up to every year.
Hail Alley
The Front Range and Eastern Plains get some of the most frequent, damaging hail in the U.S., mostly April through September. It bruises shingles, cracks tiles, and dents metal, and the damage often can't be seen from the ground.
Snow Load & Ice Dams
Mountain towns see hundreds of inches of snow a year. Heavy snowpack stresses roof structures, and melt-and-refreeze cycles build ice dams that push water under shingles and into walls.
Chinook & Downslope Winds
Winds coming down off the Rockies can gust near hurricane force along the foothills. They lift shingle edges, rip flashing, and test every fastener on the roof.
Wildfire Country
Homes in the foothills and mountains sit where neighborhoods meet forest. Class A fire-rated roofing, like metal, keeps wind-blown embers from getting a foothold.
UV at Altitude
At 5,000 to 10,000+ feet, the atmosphere is thinner and UV is stronger. Shingles dry out, sealants crack, and membranes age faster than they would at sea level.
Freeze-Thaw Swings
Sunny 60°F afternoons followed by below-freezing nights make roofing materials expand and contract daily. That opens cracks at every nail, seam, and roof penetration.
Hail Hit Your Roof?
We Document Everything.
Adjusters, deductibles, depreciation, supplements: most homeowners go through a roof claim once or twice in their life. FNF has been documenting storm damage in Florida, Arizona, and New Mexico for years. We'll show you exactly what the storm did, meet your adjuster on-site, and keep the process simple from the first inspection to the final invoice.
The FNF Claim Promise
You'll always know what we found, what the repair scope includes, and what you'll pay out of pocket before any work starts. No surprises, no pressure, and no shady shortcuts that could put your claim at risk.
Free Storm Inspection
We inspect the whole roof, plus gutters, vents, siding, windows, and AC units. Damage to those items helps show the carrier how hard your property was hit.
Photo Damage Report
You get a dated, labeled photo report of every hit, crease, and missing shingle, the kind of documentation carriers look for, ready to send with your claim.
You File the Claim
You open the claim with your insurance company. We give you our dated photo report and repair scope to send along, so you have what you need from the start.
Adjuster Meeting
We meet your adjuster on the roof, point out every damaged area, and make sure the full extent of the storm damage gets seen and documented.
Scope Review
We compare the insurance estimate to our findings line by line. If something was missed, like drip edge, ice & water shield, vents, or code items, we document it with photos and measurements for your insurance company for it.
Build & Close-Out
We install your new roof, take final photos, and prepare the completion paperwork your carrier and mortgage company need to release any remaining claim funds.
Written Contracts. Always.
Colorado law requires a detailed written roofing contract. You'll get a clear scope, price, and timeline before anything starts.
No Deductible Games
"We'll cover your deductible" is illegal in Colorado and can put your claim at risk. FNF will never offer to waive, pay, or rebate it.
Your 72-Hour Protection
If your insurance company denies your claim, Colorado law gives you 72 hours to cancel your roofing contract. We honor it, no questions asked.
You Stay in Control
You choose your contractor, not your insurance company. We're roofers, not public adjusters. We document and build, and your claim stays yours.
Insurance Jargon, Decoded
Six terms that come up in almost every Colorado roof claim, explained in plain English.
What you pay before insurance pays. Many Colorado policies have a separate wind/hail deductible, often a percentage of your home's coverage, so check yours.
Actual Cash Value pays the depreciated value of your roof. Replacement Cost Value pays what it takes to replace it today. Your policy type matters.
On many RCV policies, part of your payment is held back until the work is done. Our completion paperwork helps you collect it.
A request to add items the first estimate missed. Items that often get missed include drip edge, starter, ridge, ice & water shield, and permits.
Ordinance & Law coverage can pay for upgrades your local building code requires when you replace a roof. Not every policy has it.
Dents on gutters, vents, AC fins, and siding. It's strong evidence that hail was big enough to damage your roof too.
FNF Roofing is a roofing contractor, not a public adjuster, attorney, or insurance agent. Coverage depends on your individual policy. Ask your agent or carrier about your specific coverage.
We Didn't Send a Sales Team.
We Sent the Owner.
When most roofing companies expand, they send a crew and a sales manager. FNF sent its owner. Faustin Gallegos moved to Colorado full-time to lead our Colorado operation himself.
"Colorado homeowners have been burned by contractors who show up after a hailstorm and disappear before the warranty matters. I moved to Colorado because I want every Colorado customer to know exactly who stands behind their roof. That's me."
Every Region.
Every Roof in Colorado.
Colorado roofing isn't one-size-fits-all. The state has seven distinct roofing climates. Pick your region to see what your roof faces and which systems we recommend.
Denver Metro
The heart of Colorado's Hail Alley and the home of our Englewood office. Denver-area roofs face frequent spring and summer hail, strong downslope winds, and constant freeze-thaw cycles. That means impact-resistant materials and careful claim documentation matter more here than almost anywhere else in the country.
What Your Roof Faces
- Repeated hail events, often several per season
- Wind gusts that lift shingle edges and flashing
- Freeze-thaw cracking at penetrations
- HOA rules on materials and colors
What We Recommend
- Class 4 impact-resistant shingles
- Stone-coated steel & standing seam metal
- Ice & water shield at eaves and valleys
- TPO / EPDM for commercial & multi-family
Northern Front Range
From Boulder's foothills to the growing communities of Fort Collins, Loveland, and Greeley, the northern Front Range combines some of the strongest downslope winds in the state with regular hail. Foothills homes also sit in wildfire country, where a fire-rated roof matters.
What Your Roof Faces
- High-wind events along the foothills
- Seasonal hail across the I-25 corridor
- Wildfire ember exposure near open space
- Rapid residential growth & new construction
What We Recommend
- High-wind rated shingle installs
- Class A fire-rated metal roofing
- Class 4 impact-resistant shingles
- Commercial & agricultural metal roofing
Southern Front Range
Colorado Springs sits higher than Denver and gets its own share of damaging hail, plus strong winds off Pikes Peak. Monument and the Black Forest area are heavily wooded, and Pueblo and Cañon City bring hotter, drier conditions that are hard on roofing materials.
What Your Roof Faces
- Frequent summer hailstorms
- Strong winds off the Palmer Divide
- Wildfire risk in forested communities
- Intense UV and heat in the Arkansas Valley
What We Recommend
- Class 4 shingles & stone-coated steel
- Class A fire-rated metal in wooded areas
- Reflective metal & coatings in Pueblo
- Commercial TPO for retail & industrial
Mountains & Ski Country
Up here, snow is the main threat. Roofs carry heavy snowpack for months, and every sunny day starts a melt-and-refreeze cycle that builds ice dams. Mountain homes and resort properties need roofs designed for snow load, with snow retention and ice protection built in from the start.
What Your Roof Faces
- Heavy, long-lasting snow loads
- Ice dams at eaves, valleys & dormers
- Extreme UV at elevation
- Short building season, so scheduling matters
What We Recommend
- Standing seam metal with snow guards
- Full ice & water shield coverage
- Ventilation that keeps the roof cold (fewer ice dams)
- Heavy-duty flashing at chimneys & walls
Western Slope
Grand Junction and the Western Slope feel more like the high desert FNF knows from Arizona and New Mexico: hot summers, intense sun, dry air, and flat or low-slope roofs on many homes and commercial buildings. Our Southwest experience carries over directly.
What Your Roof Faces
- Intense summer heat & UV
- Flat & low-slope roof drainage issues
- Wildfire risk in the surrounding canyons
- Seasonal wind and occasional hail
What We Recommend
- TPO & reflective flat-roof systems
- Metal roofing for heat & fire resistance
- Silicone & elastomeric roof coatings
- Tile repair & replacement
Southwest Colorado
Durango, Pagosa Springs, and the San Juan communities combine heavy mountain snow with forested lots at high wildfire risk, plus adobe-influenced flat roofs similar to northern New Mexico. FNF already works across the state line in New Mexico, so this region is familiar territory.
What Your Roof Faces
- Heavy snowfall, especially near Wolf Creek
- Wildfire ember exposure in forested areas
- Flat & pueblo-style roof drainage
- Monsoon-season storms
What We Recommend
- Standing seam metal (snow + fire)
- TPO / modified bitumen for flat roofs
- Snow retention & ice protection
- Parapet & flashing specialists
Eastern Plains & Southern Colorado
The Eastern Plains get some of the largest hail in the state, plus open-country winds and severe summer storms. Farms, ranches, and small towns need roofs for homes, shops, and ag buildings. To the south, Trinidad sits just over Raton Pass from FNF's northern New Mexico service area, and Alamosa and the San Luis Valley face high-altitude cold.
What Your Roof Faces
- Large hail from severe summer storms
- Sustained high winds across open plains
- Temperature extremes, summer to winter
- Metal outbuildings, shops & barns
What We Recommend
- Class 4 impact-resistant shingles
- Exposed-fastener & standing seam metal
- Ag & commercial metal roof systems
- High-wind rated installation
Don't See Your Town? We Still Cover It.
FNF serves all of Colorado. If your community isn't listed, call. Free inspections are available statewide, and our 24/7 line is always answered.
Was Your Roof
Hit by Hail?
Hail damage is easy to miss from the ground. Bruised shingles and cracked mats can take months to start leaking. By then, the deadline to file a claim may have passed.
Check anything you've noticed around your property. Never climb onto your roof to check. Leave that to us.
Colorado Roofing Systems
Built for Altitude.
FNF installs every major roofing system, and we match each one to your region, your home, and the weather it has to handle. We install proven systems from leading manufacturers, including GAF, CertainTeed, Tamko, IKO, DECRA, PAC-CLAD, Mule-Hide, and more.
Class 4 Impact-Resistant Shingles
Class 4 is the top rating under the UL 2218 impact test. These shingles are built to take a hit that would crack a standard shingle. Many Colorado insurers offer premium discounts for Class 4 roofs, so ask your agent.
Stone-Coated Steel
The look of shake, tile, or shingle with the toughness of steel. Stone-coated steel resists hail, sheds snow, carries a Class A fire rating, and is a favorite for Colorado homeowners who are tired of replacing their roof every few storms.
Standing Seam Metal
The premier mountain roof. Concealed fasteners, 40 to 70 year service life, clean snow shedding with engineered snow guards, and Class A fire resistance for wildland-urban interface homes.
Architectural Asphalt
A proven, budget-friendly choice from leading manufacturers, installed to high-wind specs with ice & water shield where Colorado winters demand it.
TPO, EPDM & Mod-Bit
Commercial and low-slope systems for warehouses, retail, offices, HOAs, and multi-family. Hail-resistant assemblies with cover boards, designed for drainage and snow load.
Tile, Coatings & Repairs
Clay and concrete tile repair, elastomeric and silicone coatings to extend the life of commercial roofs, and fast leak repair and emergency tarping statewide.
The FNF Standard
of Work.
Real FNF job sites, no stock photos. From commercial TPO membranes to mountain homes, this is the quality we bring to every Colorado roof.
Built for
Colorado Business.
Property managers, HOAs, developers, and business owners across Colorado need a roofer who can document hail damage across a whole portfolio, work around tenants, and meet local code, including Denver's roof replacement requirements for buildings 25,000 sq ft and larger.
FNF brings 20+ years of commercial experience from TPO warehouse roofs in Florida to desert retail centers in Arizona, now serving Colorado.
FNF vs.
the Storm Chasers.
After every big Colorado hailstorm, out-of-town crews flood the neighborhoods with door-knockers and yard signs. Many are gone before the first warranty call. Here's how to tell the difference.
| FNF Roofing | Typical Storm Chaser | |
|---|---|---|
| Local presence | Permanent office at 2331 W Hampden Ave, Englewood, with the owner living in Colorado | Temporary address, out-of-state plates |
| Your deductible | Never waived or "covered." That's illegal in Colorado. | "We'll take care of your deductible" |
| Contract | Detailed written contract that meets Colorado law | One-page form or a verbal promise |
| Crews | Trained FNF crews, installed to manufacturer specs | Whoever is available this week |
| Track record | In business since 2005, across 4 states | Hard to find anything past last season |
| After the job | 24/7 line, warranty support, FNF Protect Plan | Phone number disconnected |
Our Process
in Colorado.
The same four-step process we use in Florida, Arizona, and New Mexico, fully transparent with no surprises.
Free Inspection
A full inspection of your roof and property, anywhere in Colorado. No drive-by estimates.
Honest Estimate
A clear, itemized written estimate, plus a dated photo report if it's storm damage.
Expert Installation
Installed to manufacturer specs, permits pulled, daily cleanup, and constant communication.
Warranty & Walkthrough
A final walkthrough, completed punch list, and full manufacturer and workmanship warranty documents.
What Customers Say
About FNF.
"10 out 10 service from start to finish. Casey came out to give us our quote, he was very straight with us on everything involved, pricing, etc he explained the possibilities of the the quote increasing based on the need of additional wood. We learned so much from him. … The crew were great and worked quickly. The trailer was pulled up close to house to keep mess to minimal and they cleaned everything up. I would recommend them to anyone in future. Thank you!!!"
Melissa Madera✔ Google Review · Ocala, FL"We had a great experience working with Casey G. He was always responsive before, during, and even after reroof. I feel like he went above and beyond helping us get the roof we needed. They even cleaned our skylights! The roof was completed in 2 days and all the debris was hauled away. Our roof looks fantastic. thank you!"
Jen Moore✔ Google Review · Ocala, FLQuestions Colorado
Homeowners Ask.
Free Roof Color Visualizer
Picking A Color? See It On Your Home First.
Upload a photo of your house and try on Owens Corning® shingle colors in seconds — free, right here on our site.
Your Colorado Roof.
Protected Right.
From a hail-bruised roof in Aurora to a snow-country roof in Breckenridge, FNF Roofing is here with Colorado roofing done right: a free inspection, an honest estimate, and a claim process made simple. Call anytime. Our line is answered 24/7.
Englewood, CO 80110